Question for people who actually use their health insurance:

[thanate]

We're looking at a new set of plan options, and the new company has a boatload of supposedly good ones, and I'm the kind of mostly healthy ex-Navy ex-dependent who hasn't really needed doctors much since I was too young to be paying attention to the details, so it's possible that my eyes glaze over more than usual when faced with coverage summaries, given my relative lack of context.

For those of you who use your healthcare, what's important to you? Particularly with reference to possible kids & the having thereof... What features do you love about your plan (current or past), what do you hate, what's turned up suddenly to cause you headaches, etc.

Any input much appreciated!

Comments

[cheshiretiffy.livejournal.com]

When I worked at Wegman's I had Blue Cross/Blue Sheild full coverage which was a no co-pay plan and it was great. My troubled pregnancy with I don't know how many ultrasounds, usually somewhere around $200 each at the time, and Dommy's birth didn't cost us anything other than me having to pay the ambulance ride out of pocket. My stay at the hospital, the surgery and the medication were all at no cost to us. His care wasn't covered once he left my body so we had to pay for that, too.

Its a really expensive plan, though. I know I was paying about $20 a month, and the company was paying closer to $900.

I'm sure you could find a reasonable family coverage plan with them, though I've heard both good and bad things from people who have BC/BS privately.